Flexible Payment Options
Financing Available
Make your dream home improvements a reality with flexible financing options. PreQualify today with a soft credit check, no impact to your credit score.
Soft Credit Check
No Impact to Credit Score
Powered by Regions Bank
FDIC Insured
Simple Process
How It Works
Getting started is easy. PreQualify in minutes and find the perfect payment plan for your home improvement project.
Choose Your Plan
Browse our flexible financing options below and select the plan that best fits your budget and project timeline.
PreQualify Online
Click the PreQualify button for your chosen plan. A soft credit check lets you see your options with no impact to your score.
Start Your Project
Once approved, work with our team to schedule your project. We handle the rest while you enjoy the results.
Choose Your Plan
Our Financing Options
We’ve partnered with Regions Bank to offer competitive financing options for your home improvement projects.
MOST POPULAR
Same-As-Cash
9-Month Same-As-Cash Loan
$1,000 – $70,000 | Loan Code: D4377
- No monthly payments for 9 months
- No interest if repaid within 9 months
- Loans from $1,000 to $70,000
- Soft credit pull — no score impact
Low Monthly Payment
9.99% APR · 12-Year Loan
$10,000 – $70,000 | Loan Code: DEL2677
- Low fixed monthly payments
- 9.99% fixed APR
- 144-month repayment term
- $12.20 per $1,000 borrowed/month
Low Monthly Payment
9.99% APR · 5-Year Loan
$3,500 – $70,000 | Loan Code: DEL2674
- Pay off faster, save on interest
- 9.99% fixed APR
- 60-month repayment term
- $21.69 per $1,000 borrowed/month
Important Disclosures
9-Month Same-As-Cash Loan: Credit and loans provided by Regions Bank, Member FDIC, (650 S. Main St., Suite 1000, Salt Lake City, UT 84101) on approved credit, for a limited time. 19.99% fixed APR (provided however, APR will not exceed 15.99% for residents of New Jersey and 17.99% for residents of Florida and Wisconsin), effective as of April 2026, subject to change. Minimum loan amounts apply. Interest starts accruing when funds are disbursed. Interest waived if repaid in 270 days from first disbursement. When open line period ends, the balance becomes a fixed rate installment loan; repayment terms vary from 21 to 129 months. Actual loan term may be shorter if less than the full approved amount of credit is used. First monthly loan payment due 270 days after first disbursement. If no payments made during same-as-cash period and APR of 19.99%, monthly payments vary from $21.32 to $29.66 per $1,000 borrowed depending on term. The minimum monthly payment will be no less than $50.00.
9.99% APR 12-Year Loan: Credit and loans provided by Regions Bank, Member FDIC, (650 S. Main St., Suite 1000, Salt Lake City, UT 84101) on approved credit, for a limited time. 9.99% fixed APR, subject to change. Minimum loan amounts apply. Interest starts accruing when funds are disbursed. Open line period payments due 90 days after origination and monthly thereafter during open line period. When open line period ends, the balance becomes a fixed rate installment loan; repayment term is 144 months. Actual loan term may be shorter if less than the full approved amount of credit is used. First monthly loan payment due 30 days from the end of the open line period. 144 monthly payments of $12.20 per $1,000 borrowed. The minimum monthly payment will be no less than $50.00.
9.99% APR 5-Year Loan: Credit and loans provided by Regions Bank, Member FDIC, (650 S. Main St., Suite 1000, Salt Lake City, UT 84101) on approved credit, for a limited time. 9.99% fixed APR, subject to change. Minimum loan amounts apply. Interest starts accruing when funds are disbursed. Open line period payments due 90 days after origination and monthly thereafter during open line period. When open line period ends, the balance becomes a fixed rate installment loan; repayment term is 60 months. Actual loan term may be shorter if less than the full approved amount of credit is used. First monthly loan payment due 30 days from the end of the open line period. 60 monthly payments of $21.69 per $1,000 borrowed. The minimum monthly payment will be no less than $50.00.
Application Phone: (800) 774-7598
Contractor ID: 196828
PreQualify: prequalification.enerbank.com
Apply: application.enerbank.com
Ready to Get Started?
Contact us today to discuss your project and explore the financing option that’s right for you.